Last updated: 20 August 2026
HFM Bonus (Top-Up Bonus)
HFM offers a Top-Up Bonus account with a flexible bonus on your transfers/deposits (terms & conditions apply).* This page explains, honestly, how the bonus works, how to get it, and — importantly — the conditions, because a trading bonus is never simply free cash.
It's an independent guide with affiliate links, not the official HFM. Forex/CFD trading is high risk; a bonus does not reduce that risk, and you should read HFM's bonus terms in your Client Area before chasing it.
In short: the Top-Up Bonus account gives a flexible bonus on transfers (terms apply), with a $0 minimum deposit and leverage up to 1:1000. Treat the bonus as credit with conditions — not withdrawable cash — and prioritise good trading over the bonus itself.
- Account
- Top-Up Bonus
- Bonus
- Flexible on transfers (terms apply)*
- Minimum deposit
- $0 / €0 / Rp0
- Max leverage
- 1:1000
- Spread
- From 1.4 pip
- Currency
- USD, EUR, IDR
How the HFM bonus works
The Top-Up Bonus is a flexible bonus credited on qualifying transfers into the account (terms apply).* In practice, trading bonuses like this are usually credit added to your account rather than instantly withdrawable cash: they may boost your usable margin, often come with conditions (e.g. minimum volume traded before withdrawal, expiry, or removal on withdrawal), and the exact rules are set by HFM. Always read the current Terms & Conditions in your Client Area before relying on a bonus.
How to get the HFM bonus
- 1
Register on HFM and complete verification (KYC).
- 2
Open a Top-Up Bonus account type in your Client Area.
- 3
Fund the account with a qualifying transfer (methods like QRIS, bank, e-wallet).
- 4
Review the bonus terms shown before you accept, then trade.
Read this before chasing a bonus
- A bonus is not free withdrawable money — it usually has usage conditions.
- Higher balance can tempt bigger positions; leverage still amplifies losses.
- Bonuses may be removed if you withdraw, or expire after a period.
- Terms can change — verify current rules on hfm.com / your Client Area.
⚠️ A bonus is a marketing incentive, not free profit. Read HFM's bonus Terms & Conditions before accepting, and never trade money you can't afford to lose.
Prefer low cost over a bonus?
A bonus can be appealing, but for many traders low trading costs matter more than a promotional credit with strings attached. If that's you, consider the Zero account (spreads from 0 on forex, with commission) or the Cent account (micro lots, $0) to start cheaply — no bonus, but simpler terms. Compare all HFM accounts to decide what fits your style, rather than choosing purely for the bonus.
HFM bonus FAQ
Is there a deposit bonus on HFM?
Yes — HFM has a Top-Up Bonus account with a flexible bonus on transfers (terms apply).* Read the conditions in your Client Area before accepting.
Is the HFM bonus free money?
No. Like most trading bonuses it's credit with conditions (e.g. volume requirements, expiry, or removal on withdrawal) — not instantly withdrawable cash.
How do I get the HFM Top-Up Bonus?
Register, open a Top-Up Bonus account, fund it with a qualifying transfer, and accept the bonus terms shown.
What is the leverage on the Top-Up Bonus account?
Up to 1:1000 (lower than some other HFM accounts). Confirm current specs on hfm.com.
Does a bonus reduce trading risk?
No. Forex/CFD trading remains high risk; a bonus doesn't protect your capital. Only trade with money you can afford to lose.
Do all HFM accounts get a bonus?
No. The flexible bonus is specific to the Top-Up Bonus account; other accounts (Cent, Zero, Pro, Premium) do not include this bonus.